Frequently Asked Questions

Am I Ready to Be a Homeowner?

Buying a home is one of the biggest decisions you’ll ever make. Our team can help you determine if you’re ready to purchase a home and then develop a personalized plan to help you do just that.

Reviewing basic information about your current financial situation
– Obtaining and reviewing your current credit report
– Determining your ability to qualify for a mortgage at this point in time
– Establishing a housing affordability range for a home purchase price or mortgage limit
– Identifying programs that may assist you in purchasing a home
– Developing a home buying plan, outlining steps you can take to qualify for a mortgage

Is Renting or Buying Better?

Renting a home

The advantages of renting

Renting a property gives you more flexibility to move quickly

Renting a property can be arranged quicker than buying a home

Renting carries a lower financial risk than buying

By renting, you won’t have to worry about maintenance or repairs

By renting, you may be able to live in an area where you couldn’t afford to buy

The disadvantages of renting

By renting, you’re paying off your landlord’s mortgage rather than your own

It’s harder to put down roots and settle in an area when you’re renting

A rental property isn’t yours – so you can’t decorate or make changes

Your rent could increase when your tenancy is due to renew

You won’t benefit if the property grows in value over time

Buying a home

The advantages of buying

Buying a property means you have an investment for the future

You could benefit from capital growth in your home over the long term

It’s your home – so you can decorate it and make changes that suit you

You have the added security of owning your own home

The mortgage you pay may be cheaper than rent

The disadvantages of buying

Buying a home comes with a lot of additional costs

Owning a property can make things complicated in the event of a spousal break-up

Interest rates can go up, which means you may end up paying more on your mortgage

What Is the Lender's Formula?

LENDERS IN Kenya are mostly banks, all provide three major types of mortgage facilities to their clients

  1. Employed persons
  2. self-employed and partnership
  3. limited and investment companies
  4. construction
What Do I Look for in Homes?
  1. Location
  2. Price
  3. Homestyle and size
  4. Home amenities
  5. Quality of schools
  6. Taxes and cost of living
  7. Size of the property
  8. Homeowners’ association (if applicable)
Do I Need a Home Warranty?

Yes, it is advisable that the developer provide a warrant that he can fix or repair any issues that may arise within the first year or within an agreed timeline.

Why do you need to conduct a Search?
  1. To ascertain the ownership of the property
  2. To check the property for any encumbrances
  3. To check for any land rates that may have accrued. 

If it’s a company or land buying company, obtain the CR12 from the Registrar of Companies to ascertain that. 

  • The company is still in existence.
  • Who are the directors of the company.
What Is Land Survey Plan

A land survey plan is a specialized map of a parcel of land. It determines and delineates boundary locations, building locations, and physical features. The plans are issued by the Ministry of Lands and Physical Planning through the Department of Survey


The location of the property should be such that many things should be nearby like market, railway station, airport, school, college, etc. If all or most of these places are nearby, the buyer will not face any problem, as he will be able to get everything nearby. This will lower down the expenditure on transport. If parks and gardens are nearby, he can take his children for a visit.

What you need to know:
  • Property is a long-term investment so you cannot afford to go wrong. Therefore it is important to know as much as possible about the market so that you know the trends that determine the best time to buy.
  • It is prudent to heed the saying, “knowledge is power”, because it will enable you to negotiate with the seller and make a decision from an informed position.
  • A buyer has more leeway to negotiate for low prices during the early stages of the project’s development since the seller is desperate to repay the loans he or she took so that he or she can begin the project on time as well as raise cash for the continuation of the project.
Types of Real Estate

There are several types of real estate, each with a unique purpose and utility. The main categories are:





#1 Land

Land is the baseline for all types of real property. Land typically refers to undeveloped property and vacant land. Developers acquire land and combine it with other properties (called assembly) and rezone it so they can increase the density and increase the value of the property.

#2 Residential

Residential real estate consists of housing for individuals, families, or groups of people. This is the most common type of estate and is the asset class that most people are familiar with. Within residential, there are single-family homes, apartments, condominiums, townhouses, and other types of living arrangements.

#3 Commercial

Commercial property refers to land and buildings that are used by businesses to carry out their operations. Examples include shopping malls, individual stores, office buildings, parking lots, medical centers, and hotels.

#4 Industrial

Industrial real estate refers to land and buildings that are used by industrial businesses for activities such as factories, mechanical productions, research and development, construction, transportation, logistics, and warehousing.

Let's Find You Together The Place You Deserve

Trusted real estate services you should count on. we specialize in Houses for sale, rental, land, and commercial properties 

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